Car Insurance Quotes – The Hot Half Dozen Tips

The world of online car insurance quotes can be a real choice minefield, with hundreds of insurance companies trying to persuade you with the lowest prices and discounted offers. As smart consumers know, price is not everything, and there are many other factors that need to be considered before signing a dotted line.

That said, everyone wants to save a few dollars on their car insurance quote, freeing money for other needs. Fortunately, there are several easy and cost-effective ways to cut a large portion of your monthly insurance bill. These tips are worth a few dollars and a little time, but they will make the insurance company see you as a much lower risk. Insurance companies will not tell you this, because they want you to pay a higher rate than you need. These tips will allow you to beat them in their own games.

1) Even though it is difficult in a current crisis, try to pay off credit card debt or unpaid bills. Car insurance companies see you as a high risk if you have credit problems, so it will soar at a pretty premium.

2) Invest a few dollars in a car alarm system and immobilizer. Even the steering wheel lock found in an automatic hardware store will save you money.

3) If you have a garage, leave space for your vehicle and buy a sturdy padlock. You can now safely check the box asking if you have secure off-street parking. This will shave a few more dollars from your quote.

4) If you are a family with more than one car, look at buying joint insurance with the same company. This will not only reduce your overall car insurance offer, but this may be the only cost-effective option for young drivers.

5) Maximize what you have. For example, some vehicles are rated very high for safety, so don’t be afraid to broadcast them to agents. You want a cheap car insurance quote; they want a commission – now you can encourage difficult bargaining.

6) If you think about new or used cars, think about insurance ratings when you buy. Most insurance companies use a ranking system, which is based on the size and safety of the machine, to produce quotes. Check rank before you buy – it only takes a few minutes and can save a large amount.

This only scratches the surface to lower the price of your car insurance, but these tips can save hundreds of dollars on your car insurance. Well prepared, you can start shopping to get the cheapest online car insurance.

This only scratches the surface to lower the price of your car insurance, but these tips can save hundreds of dollars on your car insurance. Well prepared, you can start shopping to get the cheapest online car insurance.